Do use your saving first, not a credit card
Do not think of using a credit card anytime you think you’re in an emergency. You should save your money and use it when you really need it. The difference between these is using credit cards costs you high interest rates but using your own cash does not charge you anything. The other way, you can save your money in a bank, by putting in a fix deposit account or saving account which gives you interest from the bank.
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