Every loan you get is a firm and unbreakable contract with the bank.
So the loan term that you choose is one of the most important factors that you should pay close attention to.
Because it is the period of time in which you will have to make your monthly repayments.
If you pay them late or earlier than the original repayment schedule, the bank will make some charge from you.
So always choose a loan term that is most convenient for you.