Chance to get refund
If the products are not satisfied for you or the seller might cheat you which is different from the original, you can ask the banks to pay you back or let them settle for you but only for the amount that the company has set.
Also in case robbers try to use your credit card, you can contact the bank to claim.
Good credit history
It is good for you to build your history of your payment on the credit card on time. This could help you have a high chance to get a loan when you need it because you already have a good history credit, which you have paid on time. This is very very important in the future!
There must be cooperation between a card provider and some shops or restaurants and it is beneficial for you to get a chance of their promotion. It might give you 10% to 20% discount depending on their contract.
In addition, some card providers offer you different kinds of benefits such as insurance or airline mile.
What is airline mile?
Airline mile is the same thing as points, which is a loyalty programme for card holders which gives you discounts or promotion when taking a flight. You earn miles on every purchase.
Which of the features above attracts you the most?
We will show you how to choose the best card for you next time!