No interest charge
When you pay with a credit card so it means you borrow money from the bank. Credit card will charge you the high interest in case you don’t pay money back on time. In fact, if you pay before the deadline there will be no interest charge on you that’s call interest free periods for new customer.
Faster and easier
You can get things you want by not waiting until the day you have earned enough money.
You do not have to carry cash with you any more as long as you have a card. It helps prevent from getting robbed.
Visa is international brand
A visa credit card could be used in foreign countries. You don’t have to exchange foreign currency or pay in the currency if you see a “Visa” sign at a shop or restaurant! Master Card is also convenient because it is the second most used brand in the world.