The best answer would be “don’t spend money”. It might sound silly but it is so true, isn’t it?
However, people have no idea if they waste money or not and their budgeting is always tight and some even borrow a consumer loan before the payday.
Yes we know the best way is “not to spend money” but they cannot control their expense. If no saving, then there will be no car, no home, or no girlfriend?
Asking your family or friends does not solve this so most just give up.
But please understand that everyone can be a good saver.
The most effective way would be to look at your expense objectively. If you need help, maybe you can ask your family. This helps you find which of your expense is necessary and not necessary.
Imagine yourself. What do you do in the morning before going for work?
Don’t you look at a mirror to check your face and clothes?
This is because without a mirror you cannot see how you look like.
And your personal budgeting is the same, but of course there is no mirror that is why you ask someone to check your expense.
Your daily routine is difficult to change because you do it daily and spend some money even without thinking which is dangerous.
To manage this, we do recommend you to start to make a simple note to record what you paid for every day.
But how? We will explain next time!